1003 Ramsgate Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 1003 Ramsgate Dr SW, Concord, NC 28025 · Last verified July 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,196 sqft · built 2014
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Tax Bill	$2,542 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0085.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0085.000000`
Alternative APNs	`5538 39 8207` `156396` `95935`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	978 sqft
Upper Floors Area	1,218 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	156396
Street Address	1003 RAMSGATE DR SW
City	CONCORD
State	NC
Zip	28025-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 85 RAMSGATE
Legal Subdivision	RAMSGATE PH 01 MAP 01
Legal Lot Number	85
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5008
Census Tract	40501

Owner

Source: Cabarrus County records · APN 11045F0085.000000

Assessment roll updated January 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2022	Special Warranty Deed, Transfer · Commercial Mortgage GERMAN AMERICAN CAPITAL CORP
Aug 16, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2022
Deed Sale	Jul 08, 2022
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	0016105192
Deed Book / Page	16105 / 192
Record Updated	Jun 07, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 08, 2022
Property Address	1003 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	0016105192
Book / Page	16105 / 192
Map Reference	MB 44 PG 57-59
Instrument Date	Jul 07, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303
Investor	Possibly a Property Investor

Mortgage

Document Number	0161050209
Date	Jul 08, 2022
Instrument	16105-0209

Lender

Name	GERMAN AMERICAN CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 16, 2021
Property Address	1003 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	15410191
Book / Page	15410 / 191
Map Reference	MAP I MB 44 PG 57-59
Instrument Date	Aug 11, 2021
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$651.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 PATRICIA AVE, 624, HARRISBURG, NC 28075-8451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Mail Care Of	TRICON AMERICAN HOMES
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1003 RAMSGATE DR SW, CONCORD, NC 28025-9261
Transaction Type	Mortgage
Record Updated	Apr 08, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15038180
Date	Mar 26, 2021
Book Page	15038/180

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified July 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,542.00	$208,340 Land $40,000 Building $168,340	$208,340 Land $40,000 Building $168,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250405015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 565 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Google Fiber, Uniti Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ramsgate Dr SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures