979 Ramsgate Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 979 Ramsgate Dr SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,255 sqft · built 2007
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$151,500 (Oct 2016)
Tax Bill	$1,824 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`11045F0090.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0090.000000`
Alternative APNs	`5538 49 0440` `111331` `177813`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,255 sqft Living Area
Gross Area	1,611 sqft
1st Floor Area	511 sqft
Upper Floors Area	744 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	279 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	177813
Street Address	979 RAMSGATE DR SW
City	CONCORD
State	NC
Zip	28025-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 90 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	90
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5008
Census Tract	40501

Owner

979 Ramsgate Dr SW is owned by a company that bought it in October 2016.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY
Apr 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2016 · Amount on File
Deed Sale	Oct 12, 2016 · Amount on File
Prior Sale	Jan 15, 2016 · Amount on File
Deed Document Number	201612170-0308
Deed Book / Page	12170 / 308
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	979 RAMSGATE DR SW, CONCORD, NC 28025-9222
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001764293
Date	Sep 30, 2025
Book Page	17642/93

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY
Type	Mortgage Company
Address	NEW YORK, NY 10282

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 9, 2030

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 27, 2022
Property Address	979 RAMSGATE DR SW, CONCORD, NC 28025-9222
Document Number	0015992246
Book / Page	15992 / 246
Map Reference	MB 33 PG 87
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3221 W MELVIN ST APT 4, 4, PHOENIX, AZ 85009-7201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	734 CONTINENTAL DR, CONCORD, NC 28025-1603

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,820 (-) Land $68,000 Building $194,820
2025		$262,820 Land $68,000 Building $194,820
2024			$262,820 (+75.83%) Land $68,000 Building $194,820
2023	$1,824.00	$149,470 Land $40,000 Building $109,470	$149,470 Land $40,000 Building $109,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 979 Ramsgate Dr SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Ramsgate Dr SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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