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970 Haversham Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 970 Haversham Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,657 sqft · built 1992
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$249,900 (Oct 2017)
Tax Bill$3,446 (2024)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA913000527

Property Details

APN / Parcel Number

Primary APNA913000527
Alternative APN
  • 3-0036-6661-00-0055.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,657 sqft Living Area
Gross Area3,538 sqft
1st Floor Area1,583 sqft
Basement Area1,535 sqft
Finished Basement1,074 sqft
Unfinished Basement461 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area292 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA913000527
Street Address970 HAVERSHAM DR
CitySAINT CHARLES
StateMO
Zip63304-1644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK BURL EST #2 LOT 55
Legal SubdivisionOAK BURL EST #2
Legal Lot Number55
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2006
Census Tract311122

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address970 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2017 · Amount on Record
Deed SaleOct 2, 2017 · Amount on Record
Prior SaleMar 12, 2013 · Amount on Record
Deed Document Number2017619840
Deed Book / Page6816 / 2359
Prior Transfer DateFeb 15, 2013
Prior Transfer Doc0059742442
Record UpdatedJun 8, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 2, 2017
Property Address970 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
Document Number0068162359
Book / Page6816 / 2359
Map ReferenceMB 30 PG 101
Instrument DateSep 27, 2017
Instrument20171002000619840
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2854 DARDENNE LINKS DR, 2854, DARDENNE PRAIRIE, MO 63368-9741

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644

Mortgage

Document Number20171002000619850
DateOct 2, 2017
Instrument20171002000619850
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,949 (+10.93%)$336,576 (+10.93%) Land $60,000 Building $276,576
2024$3,446.00
2023$57,649
2022$303,416 Land $55,000 Building $248,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1981–2020)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Wisper ISP.

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