990 Cotaco Florette Rd, Somerville, AL 35670 Property Records

Morgan County property record for 990 Cotaco Florette Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,568 sqft · built 1992
Lot Size	9.8 acres (426,888 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Feb 2026)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Sep 2013 Mortgage Jan 2018 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`17-01-12-0-000-029.000`

Property Details

APN / Parcel Number

Primary APN	`17-01-12-0-000-029.000`
Alternative APNs	`457000` `42912`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,568 sqft Living Area
1st Floor Area	2,031 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	426,888 sqft (9.8 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	457000
Street Address	990 COTACO FLORETTE RD
City	SOMERVILLE
State	AL
Zip	35670-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR OF E1/2 OF NW1/4 SEC 12 T7S R2W; TH W 700' TO E LINE OF COTACO-FLORETTE RD; TH N'LY ALONG SD RD 675'; TH E 645'
Legal Range	2W
Legal Township	7S
Legal Section	12
Legal Subdivision	HOLMAN SURVEY & MAPPING CO
Legal Block	4
Legal Lot Number	5
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1030
Census Tract	5701

Owner

Source: Morgan County records · APN 17-01-12-0-000-029.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1735 BUFORD HWY, CUMMING, GA 30041-1266
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2013	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 11, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Dec 12, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 12, 2025	Intrafamily Transfer, Transfer
Dec 12, 2025	Personal Representative Deed, Transfer
Dec 12, 2025	Affidavit of Death of Joint Tenant, Transfer
Dec 12, 2025	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Deed Book / Page	2026 / 1325
Prior Transfer Date	Nov 12, 2025
Prior Transfer Doc	2025/11687
Record Updated	Sep 20, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/36957
Date	Sep 23, 2013
Book Page	2013/36957

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/01652
Date	Jan 19, 2018
Book Page	2018/01652
Instrument	2018-01652

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2033

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Feb 11, 2026
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Document Number	02026/1325
Book / Page	2026 / 1325
Instrument Date	Feb 05, 2026
Transaction Type	Construction Loan
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 N LAKE SHORE DRIVE # DR110245, DR110245, CHICAGO, IL 60611-4546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 BUFORD HWY, CUMMING, GA 30041-1266
Investor	Possibly a Property Investor

Mortgage

Document Number	0020265793
Date	Feb 11, 2026
Instrument	2026/5793

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 12, 2025
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Document Number	2025/11695
Book / Page	2025 / 11695
Instrument Date	Dec 11, 2025
Transaction Type	Transfer
Record Updated	Jan 09, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 N LAKE SHORE DR # 110-2451, 110, CHICAGO, IL 60611-3496

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN AL
Recording Date	Dec 12, 2025
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Document Number	2025/11698
Book / Page	2025 / 11698
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Jan 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11611 DYER ST, EL PASO, TX 79934-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 N LAKE SHORE DR # 110-2451, 110, CHICAGO, IL 60611-3496

December 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 12, 2025
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Document Number	2025/11687
Book / Page	2025 / 11687
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Jan 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MORGAN AL
Recording Date	Dec 12, 2025
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Document Number	02025/8869
Book / Page	2025 / 8869
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Jan 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 12, 2025
Property Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417
Document Number	2025/11691
Book / Page	2025 / 11691
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Jan 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	990 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5417

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00	$33,390 (-) Land $7,090 Building $26,300	$333,900 (-) Land $70,900 Building $263,000
2023	$1,249.00 (+17.28%) Homeowner's exemption	$33,390 (+11.6%) Land $7,090 Building $26,300	$333,900 (+11.6%) Land $70,900 Building $263,000
2022	$1,065.00 Homeowner's exemption	$29,920 Land $6,440 Building $23,480	$299,200 Land $64,400 Building $234,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotaco Florette Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures