Morgan County property record for 971 Cotaco Florette Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,070 sqft · built 1987 |
| Lot Size | 9.2 acres (400,752 sqft) |
| Owner | Individual on Record |
| Tax Bill | $737 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 17-01-12-0-000-018.000 |
| Primary APN | 17-01-12-0-000-018.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 2,070 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 400,752 sqft (9.2 acres) |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 87554 |
|---|---|
| Street Address | 971 COTACO FLORETTE RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NW COR OF E1/2 OF NW1/4 SEC 12 T7S R2W TH SO 2041' TO POB, TH CONT SO 608.62'; TH E 580'S 513.11' TO W LINE OF CO RD # |
| Legal Range | 2W |
| Legal Township | 7S |
| Legal Section | 12 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 5701 |
Source: Morgan County assessment roll, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 971 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 | $21,120 (-) Land $6,250 Building $14,870 | $211,200 (-) Land $62,500 Building $148,700 |
| 2024 | $21,120 (-) Land $6,250 Building $14,870 | $211,200 (-) Land $62,500 Building $148,700 | |
| 2023 | $737.00 (+12.52%) Homeowner's exemption | $21,120 (+11.45%) Land $6,250 Building $14,870 | $211,200 (+11.45%) Land $62,500 Building $148,700 |
| 2022 | $655.00 Homeowner's exemption | $18,950 Land $5,670 Building $13,280 | $189,500 Land $56,700 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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