Morgan County property record for 885 Cotaco Florette Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,277 sqft · built 1987 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Jul 2015) |
| Tax Bill | $949 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 17-01-12-0-000-004.001 |
| Primary APN | 17-01-12-0-000-004.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,277 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Upper Floors Area | 663 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 163472 |
|---|---|
| Street Address | 885 COTACO FLORETTE RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT CENTER OF NW1/4 OF SEC 12, T7S, R2W, TH W 699.07', TH NE 602.17', TH SE 602.75', TH SO 498.9' 400'S, TH E 582.57' , TH |
| Legal Range | 2W |
| Legal Township | 7S |
| Legal Section | 12 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 5701 |
Source: Morgan County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 885 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 24, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2015 · Amount on Record |
| Deed Sale | Jul 21, 2015 · Amount on Record |
| Deed Book / Page | 2015 / 6075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 885 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 885 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5416 |
| Document Number | MTG2026/12221 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | MTG 2026/12221 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 6, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Apr 24, 2019 |
| Property Address | 885 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5416 |
| Document Number | 2019/03374 |
| Book / Page | 2019 / 03374 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 263 HAROLD MURPHY DR, 263, MADISON, AL 35756-3151 |
| Name | Verified Name |
|---|---|
| Address | 885 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5416 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $949.00 Homeowner's exemption | $31,610 (-) Land $8,090 Building $23,520 | $316,100 (-) Land $80,900 Building $235,200 |
| 2024 | $31,610 (-) Land $8,090 Building $23,520 | $316,100 (-) Land $80,900 Building $235,200 | |
| 2023 | $949.00 (+11.91%) Homeowner's exemption | $31,610 (+11.5%) Land $8,090 Building $23,520 | $316,100 (+11.5%) Land $80,900 Building $235,200 |
| 2022 | $848.00 Homeowner's exemption | $28,350 Land $7,350 Building $21,000 | $283,500 Land $73,500 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
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