1050 Co Rd 79, Centre, AL 35960 Property Records

Cherokee County property record for 1050 Co Rd 79, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,203 sqft · built 2016
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jan 2020)
Tax Bill	$1,006 (2026)
Deeds & Mortgages	Jan 2020 Sale May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-04-0-000-019.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-04-0-000-019.000`
Alternative APNs	`ALT APN:1402040000019000` `205484`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	1,296 sqft
Upper Floors Area	907 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	67,954 sqft (1.56 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	205484
Street Address	1050 COUNTY ROAD 79
City	CENTRE
State	AL
Zip	35960-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, FIRST ADD TO BILLY GOAT HILL S/D, PB 7/18
Legal Range	09E
Legal Township	10S
Legal Section	04
Legal Subdivision	BILLY GOAT HILL SD
Legal Lot Number	1
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3034
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1050 COUNTY ROAD 79, CENTRE, AL 35960-6607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Warranty Deed, Transfer
May 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jan 12, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	2020210768
Prior Transfer Date	Jul 20, 2016
Prior Transfer Doc	0000194124
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 27, 2020
Property Address	1050 COUNTY ROAD 79, CENTRE, AL 35960-6607
Document Number	210768
Map Reference	PB 6 PG 101
Instrument Date	Jan 24, 2020
Instrument	210768
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 COUNTY ROAD 394, 475, CENTRE, AL 35960-6868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 COUNTY ROAD 112, CENTRE, AL 35960-7001

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 18, 2018
Property Address	1050 COUNTY ROAD 79, CENTRE, AL 35960-6607
Document Number	202613
Instrument Date	May 16, 2018
Instrument	202613
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 COUNTY ROAD 79, 1050, CENTRE, AL 35960-6607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1050 COUNTY ROAD 79, CENTRE, AL 35960-6607

Mortgage

Document Number	202614
Date	May 18, 2018
Instrument	202614

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 12, 2017
Property Address	1050 COUNTY ROAD 79, CENTRE, AL 35960-6607
Document Number	0196333
Instrument Date	Jan 12, 2017
Instrument	0196333
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 871, CEDAR BLUFF, AL 35959-0871

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1050 COUNTY ROAD 79, CENTRE, AL 35960-6607

Mortgage

Document Number	0196334
Date	Jan 12, 2017
Instrument	0196334

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Non-Lending Institution
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,006.00 (+7.14%)
2025	$939.00	$25,040 (-) Land $1,320 Building $23,720	$272,100 (-) Land $13,200 Building $258,900
2024	$939.00 (-0.95%) Additional exemption filed	$25,040 (-8.88%) Land $1,320 Building $23,720	$272,100 (-0.98%) Land $13,200 Building $258,900
2023	$948.00 Additional exemption filed	$27,480 (+680.68%)	$274,800 (-) Land $13,200 Building $261,600
2022	$948.00 Additional exemption filed	$3,520 Land $1,320 Building $2,200	$274,800 Land $13,200 Building $261,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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