Cherokee County property record for 990 Co Rd 189, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,864 sqft · built 2022 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $921 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-09-30-0-000-020.001 |
| Primary APN | 13-11-09-30-0-000-020.001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,864 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 239,580 sqft (5.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 214140 |
|---|---|
| Street Address | 990 COUNTY ROAD 189 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ SW COR SE/4 SE/4;W1275;NLY ALG 707 , 31'; NE1094 TO POB;CONT NE 385;NW598;SLY ALG 707, 399';SE630 TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 955701 |
990 Co Rd 189 is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 990 COUNTY ROAD 189, CEDAR BLUFF, AL 35959-2559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 990 Co Rd 189 was $921 with a homeowner's exemption, up 7.3% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $921.00 (+7.34%) | ||
| 2025 | $858.00 Homeowner's exemption | $19,440 Land $2,600 Building $16,840 | $216,900 Land $26,000 Building $190,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Co Rd 189 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Co Rd 189 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
4G LTE (outdoors only), no 5G reported
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