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674 Co Rd 189, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 674 Co Rd 189, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,520 sqft · built 2003
Lot Size11 acres (479,160 sqft)
Owner2 Individual Names on File
Last Sale$423,500 (May 2026)
Tax Bill$1,643 (2026)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone X (minimal risk)
APN13-11-09-31-0-000-038.000

Property Details

APN / Parcel Number

Primary APN13-11-09-31-0-000-038.000
Alternative APNs
  • ALT APN:1109310000038000
  • 9112

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,520 sqft Living Area
1st Floor Area1,680 sqft
Upper Floors Area840 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area479,160 sqft (11 acres)

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck Area469 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number9112
Street Address674 COUNTY ROAD 189
CityCEDAR BLUFF
StateAL
Zip35959-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 792' OF E/2 NW/4 LESS RIVERBEND ESTATES SUBD PB 9 PG 40
Legal Range11E
Legal Township09S
Legal Section31
Legal SubdivisionRIVERBEND ESTATES
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3045
Census Tract955701

Owner

674 Co Rd 189 is owned and occupied by two individuals who bought it in May 2026.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address674 COUNTY ROAD 189, CEDAR BLUFF, AL 35959-2517
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2026 · Amount on File
Deed SaleMay 7, 2026 · Amount on File
Deed Document Number2026243682
Prior Transfer DateMay 6, 2026
Prior Transfer Doc0000243682
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateMay 7, 2026
Property Address674 COUNTY ROAD 189, CEDAR BLUFF, AL 35959-2517
Document Number0000243682
Instrument DateMay 6, 2026
Instrument2026243682
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$42,773.50
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 COUNTY ROAD 189, CEDAR BLUFF, AL 35959-2517

Tax Assessment & Valuation

The 2026 property tax bill for 674 Co Rd 189 was $1,643 with a homeowner's exemption, up 7.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,643.00 (+7.25%)
2025$1,532.00 (+0.39%) Homeowner's exemption$30,380 (+88.46%) Land $9,580 Building $20,800$377,400 (+0.37%) Land $95,800 Building $281,600
2024$1,526.00 Additional exemption filed$16,120 (-57.13%) Land $8,560 Building $7,560$376,000 (-) Land $85,600 Building $290,400
2023$1,526.00 Homeowner's exemption$37,600 (+133.25%)$376,000 (-) Land $85,600 Building $290,400
2022$1,526.00 Homeowner's exemption$16,120 Land $8,560 Building $7,560$376,000 Land $85,600 Building $290,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 674 Co Rd 189 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 Co Rd 189 is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 75% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 189

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