Cherokee County property record for 1465 Co Rd 189, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,960 sqft · built 2004 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,732 (2026) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-07-25-0-000-002.003 |
| Primary APN | 13-10-07-25-0-000-002.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,960 sqft Living Area |
| 1st Floor Area | 2,960 sqft |
| Basement Area | 1,221 sqft |
| Unfinished Basement | 1,221 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 522,720 sqft (12 acres) |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 180 sqft |
| Shed | 1 Shed |
| Account Number | 15555 |
|---|---|
| Street Address | 1465 COUNTY ROAD 189 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PT OF NE/4 NE/4 S OF CO RD 189 & E OF LAWRENCE BRANCH |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 25 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 955701 |
1465 Co Rd 189, a single family home, is owned by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1061, CEDAR BLUFF, AL 35959-1061 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1465 COUNTY ROAD 189, CEDAR BLUFF, AL 35959-2479 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000202028 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 202028 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | ROME, GA 30161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1465 Co Rd 189 was $1,732, up 7.1% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,732.00 (+7.11%) | ||
| 2025 | $1,617.00 (+1.38%) | $42,740 (+1.47%) Land $5,100 Building $37,640 | $463,100 (+1.36%) Land $51,000 Building $412,100 |
| 2024 | $1,595.00 Additional exemption filed | $42,120 (-7.83%) Land $4,480 Building $37,640 | $456,900 (-) Land $44,800 Building $412,100 |
| 2023 | $1,595.00 Additional exemption filed | $45,700 (+467%) | $456,900 (-) Land $44,800 Building $412,100 |
| 2022 | $1,595.00 Additional exemption filed | $8,060 Land $4,480 Building $3,580 | $456,900 Land $44,800 Building $412,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1465 Co Rd 189 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1465 Co Rd 189 is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 87% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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