Clay County property record for 990 Billy White Rd, Pheba, MS 39755
| Property Type | Other Improved |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,300 (May 2023) |
| Tax Bill | $19 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103 26 0010000 |
| Primary APN | 103 26 0010000 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 990 BILLY WHITE RD |
|---|---|
| City | PHEBA |
| State | MS |
| Zip | 39755 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | S 26 T 20 R 12 1 AC NE COR NE 1/4 NE 1/4 DB 315/753 |
| Legal Range | 12E |
| Legal Township | 20 |
| Legal Section | 26 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 950200 |
990 Billy White Rd is owned and occupied by an individual who bought it in May 2023.
Source: Clay County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 BILLY WHITE RD, PHEBA, MS 39755-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on File |
| Deed Sale | May 23, 2023 · Amount on File |
| Deed Document Number | 20233100 |
| Deed Book / Page | 315 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | PHEBA, MS 39755 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00000554/2 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 554/2 |
| Instrument | 2023003101 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 990 Billy White Rd was $19 with exemptions applied.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19.00 Additional exemption filed | $327 (-65.36%) Land $30 Building $297 | $2,187 (-65.26%) Land $204 Building $1,983 |
| 2024 | $944 (+23.56%) Land $31 Building $913 | $6,295 (+23.8%) Land $206 Building $6,089 | |
| 2023 | $84.00 (+1.2%) | $764 Land $33 Building $731 | $5,085 Land $215 Building $4,870 |
| 2022 | $83.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 990 Billy White Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Billy White Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN CREEK WATER INC-PHEBA public/private · serves 1,923 people · EPA ID MS0130003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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