1001 Billy White Rd, Pheba, MS 39755 Property Records

Clay County property record for 1001 Billy White Rd, Pheba, MS 39755

Property Summary

Property Type	General Agricultural/Rural
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$9 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103 23 0110000`

Property Details

APN / Parcel Number

Primary APN	`103 23 0110000`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1001 BILLY WHITE RD
City	PHEBA
State	MS
Zip	39755
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	S 23 T 20 R 12 1 AC SE COR E 1/2 SE 1/4 DB 315/753
Legal Range	12E
Legal Township	20
Legal Section	23
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	2
Census Block	2069
Census Tract	950200

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 BILLY WHITE RD, PHEBA, MS 39755-8355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023
Deed Sale	May 23, 2023
Prior Sale	Dec 9, 2022
Deed Document Number	20233099
Deed Book / Page	315 / 749
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	0000003099
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	PHEBA, MS 39755
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000554/2
Date	May 23, 2023
Book Page	554/2
Instrument	2023003101

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9.00 (-62.5%) Additional exemption filed	$150 (-) Land $150	$1,500 (-) Land $1,500
2024		$150 (-33.33%) Land $150	$1,500 (-) Land $1,500
2023	$24.00 (+7%)	$225 Land $225	$1,500 Land $1,500
2022	$3.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN CREEK WATER INC-PHEBA public/private · serves 1,923 people · EPA ID MS0130003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.