2691 Billy White Rd, Pheba, MS 39755 Property Records

Clay County property record for 2691 Billy White Rd, Pheba, MS 39755

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,279 sqft · built 1955
Lot Size	124 acres (5,431,932 sqft)
Owner	Individual Name on File
Tax Bill	$127 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`102 19 0110000`

Property Details

APN / Parcel Number

Primary APN	`102 19 0110000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,279 sqft Finished Area
1st Floor Area	1,050 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	5,431,932 sqft (124 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	2,160 sqft
Utility Building	320 sqft

Location & Zoning

Street Address	2691 BILLY WHITE RD
City	PHEBA
State	MS
Zip	39755-8463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 19 T 20 R 13 PT SE 1/4 N OF RR & PT S 1/2 SW 1/4 N OF RR DB 262/443
Legal Range	13E
Legal Township	20
Legal Section	19
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	2
Census Block	2032
Census Tract	950200

Owner

Source: Clay County records · APN 102 19 0110000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2691 BILLY WHITE RD, PHEBA, MS 39755-8463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	2691 BILLY WHITE RD, PHEBA, MS 39755-8463
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	515/804
Date	Aug 06, 2019
Book Page	515/804
Instrument	2019003884

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$127.00 (-33.85%) Additional exemption filed	$9,725 (-10.83%) Land $4,790 Building $4,935	$79,980 (-8.96%) Land $33,602 Building $46,378
2024	$192.00 (-46.96%) Additional exemption filed	$10,906 (+1.33%) Land $4,728 Building $6,178	$87,856 (+1.1%) Land $33,186 Building $54,670
2023	$362.00 (+4.02%) Additional exemption filed	$10,763 Land $4,884 Building $5,879	$86,899 Land $34,224 Building $52,675
2022	$348.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 3 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUN CREEK WATER INC-PHEBA public/private · serves 1,923 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.