Cabarrus County property record for 990 Ben Black Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,464 sqft · built 2006 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Nov 2005) |
| Tax Bill | $5,772 (2023) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5533 55 2595 |
| Primary APN | 5533 55 2595 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,464 sqft Living Area |
| Gross Area | 5,629 sqft |
| 1st Floor Area | 2,617 sqft |
| Upper Floors Area | 1,847 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 135,036 sqft (3.1 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,491 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 5,500 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 61021 |
|---|---|
| Street Address | 990 BEN BLACK RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | P/O TR 1 COY L MCMANUS |
| Legal Subdivision | BETHEL ELEMENTARY SCHOOL |
| Legal Tract | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 41603 |
990 Ben Black Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2011.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 990 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2019 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Feb 3, 2017 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2005 · Amount on File |
| Deed Sale | Nov 16, 2005 · Amount on File |
| Deed Book / Page | 6372 / 207 |
| Last Transfer Date | Jun 9, 2011 |
| Transfer Doc | 0009600259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 990 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0013707181 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 13707/0181 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 3, 2017 |
| Property Address | 990 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Document Number | 1234712 |
| Book / Page | 012347 / 000012 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 2914 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 990 BEN BLACK RD MIDLAND NC 281079218, MIDLAND, NC 28107-9218 |
| Document Number | 1234720 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 012347/000020 |
| Instrument | 2915 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866,930 (-) Land $85,520 Building $781,410 | ||
| 2025 | $866,930 Land $85,520 Building $781,410 | ||
| 2024 | $866,930 (+26.15%) Land $85,520 Building $781,410 | ||
| 2023 | $5,772.00 | $687,200 Land $42,760 Building $644,440 | $687,200 Land $42,760 Building $644,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Ben Black Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Ben Black Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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