Cabarrus County property record for 980 Ben Black Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,762 sqft · built 2005 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,500 (Dec 2019) |
| Tax Bill | $4,953 (2023) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5533 45 8945 |
| Primary APN | 5533 45 8945 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,762 sqft Living Area |
| Gross Area | 5,127 sqft |
| 1st Floor Area | 2,300 sqft |
| Upper Floors Area | 1,462 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 75,359 sqft (1.73 acres) |
| Lot Width | 165 ft Width |
| Garage Type | Mixed |
| Garage Area | 705 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 4,100 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 134789 |
|---|---|
| Street Address | 980 BEN BLACK RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | P/O TRACT 2 COY L MCMANUS |
| Legal Subdivision | BETHEL ELEMENTARY SCHOOL |
| Legal Tract | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 41603 |
980 Ben Black Rd, a rural home, is owned and occupied by two individuals who bought it in December 2019.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 980 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Dec 7, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on File |
| Deed Sale | Dec 17, 2019 · Amount on File |
| Prior Sale | Jun 17, 2005 · Amount on File |
| Deed Book / Page | 13901 / 88 |
| Prior Transfer Date | Feb 11, 2008 |
| Prior Transfer Doc | 0008201203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 17, 2019 |
| Property Address | 980 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Document Number | 1390188 |
| Book / Page | 013901 / 000088 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 35252 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,171.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 980 BEN BLACK RD MIDLAND NC 281079218, MIDLAND, NC 28107-9218 |
| Document Number | 1390191 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 013901/000091 |
| Instrument | 35253 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 980 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Document Number | 1281482 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 980 BEN BLACK RD MIDLAND NC 281079218, MIDLAND, NC 28107-9218 |
| Document Number | 1281482 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 012814/000082 |
| Instrument | 32802 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791,390 (-) Land $61,240 Building $730,150 | ||
| 2025 | $791,390 Land $61,240 Building $730,150 | ||
| 2024 | $791,390 (+34.21%) Land $61,240 Building $730,150 | ||
| 2023 | $4,953.00 | $589,680 Land $30,620 Building $559,060 | $589,680 Land $30,620 Building $559,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 980 Ben Black Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 980 Ben Black Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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