Cabarrus County property record for 925 Ben Black Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,520 sqft · built 1997 |
| Lot Size | 5.32 acres (231,739 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Feb 2017) |
| Tax Bill | $2,665 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5533 46 0602 |
| Primary APN | 5533 46 0602 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 3,740 sqft |
| 1st Floor Area | 2,520 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 231,739 sqft (5.32 acres) |
| Lot Width | 45 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,884 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 260 sqft |
| Patio Area | 336 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 114083 |
|---|---|
| Street Address | 925 BEN BLACK RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | MCMANUS RD (MECKLENB CO 3.81) |
| Legal Subdivision | BETHEL ELEMENTARY SCHOOL |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 925 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2017 · Amount on Record |
| Deed Sale | Feb 24, 2017 · Amount on Record |
| Deed Document Number | 201712371-0283 |
| Deed Book / Page | 12371 / 283 |
| Prior Transfer Date | Jun 21, 2010 |
| Prior Transfer Doc | 0009199239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 925 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015741329 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 15741/329 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 925 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Document Number | 14038133 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 925 BEN BLACK RD MIDLAND NC 281079218, MIDLAND, NC 28107-9218 |
| Document Number | 14038133 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 014038/000133 |
| Instrument | 6650 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 24, 2017 |
| Property Address | 925 BEN BLACK RD, MIDLAND, NC 28107-9218 |
| Document Number | 12371283 |
| Book / Page | 012371 / 000283 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 4622 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 925 BEN BLACK RD MIDLAND NC 281079218, MIDLAND, NC 28107-9218 |
| Document Number | 12371286 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 012371/000286 |
| Instrument | 4623 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,030 (-) Land $116,000 Building $409,030 | ||
| 2025 | $525,030 (+65.46%) Land $116,000 Building $409,030 | ||
| 2024 | $525,030 (+65.46%) Land $116,000 Building $409,030 | ||
| 2023 | $2,665.00 | $317,320 Land $58,240 Building $259,080 | $317,320 Land $58,240 Building $259,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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