99 Winchester St, Kalispell, MT 59901 Property Records

Flathead County property record for 99 Winchester St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,210 sqft · built 1976
Lot Size	0.532 acres (23,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2023)
Tax Bill	$2,344 (2026)
Deeds & Mortgages	Sep 2026 Transfer May 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R0774267`

Property Details

APN / Parcel Number

Primary APN	`R0774267`
Alternative APNs	`07-3966-05-2-18-07-0000` `0000560730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,174 sqft (0.532 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	256 sqft
Shed	1 Shed
Shed Area	128 sqft
Lean-To	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000560730
Street Address	99 WINCHESTER ST
City	KALISPELL
State	MT
Zip	59901-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST EST UNIT 3, S05, T28 N, R21 W, LOT 034
Legal Range	21W
Legal Township	28N
Legal Section	05
Legal Subdivision	HILLCREST EST UNIT 3
Legal Lot Number	34
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2023
Census Tract	801

Owner

Source: Flathead County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 14, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Apr 19, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2019	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING
May 14, 2018	Warranty Deed, Transfer · VA Mortgage ROCKY MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	20235787
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000020616
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 15, 2026
Property Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Document Number	0000020616
Instrument Date	Sep 14, 2026
Instrument	202620616
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 14, 2026
Property Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Document Number	0000009831
Instrument Date	May 8, 2026
Instrument	20269831
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763

Mortgage

Document Number	0000009831,
Date	May 14, 2026
Instrument	20269831

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763

Mortgage

Document Number	202300005786
Date	Apr 19, 2023
Instrument	202300005786

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000041400
Date	Dec 9, 2020
Instrument	202000041400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003635
Date	Feb 10, 2022
Instrument	202200003635

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 17, 2019
Property Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Document Number	201900011985
Instrument Date	Jun 4, 2019
Instrument	201900011985
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763

Mortgage

Document Number	201900011986
Date	Jun 17, 2019
Instrument	201900011986

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2047

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 14, 2018
Property Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763
Document Number	201800009391
Instrument Date	May 11, 2018
Instrument	201800009391
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 WINCHESTER ST, KALISPELL, MT 59901-2763

Mortgage

Document Number	201800009392
Date	May 14, 2018
Instrument	201800009392

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,344.00 (+1.34%)	$509,500 (-)
2025	$2,313.00 (-31.34%)	$509,500 (+34.61%)	$509,500 (+34.61%) Land $226,385 Building $283,115
2023	$3,369.00	$378,500	$378,500 Land $169,839 Building $208,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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