87 Winchester St, Kalispell, MT 59901 Property Records

Flathead County property record for 87 Winchester St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,274 sqft · built 1977
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$644,920 (Jun 2022)
Tax Bill	$6,477 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0774265`

Property Details

APN / Parcel Number

Primary APN	`R0774265`
Alternative APNs	`07-3966-05-2-18-09-0000` `0000560710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,125 sqft (0.462 acres)
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces
Deck Area	506 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000560710
Street Address	87 WINCHESTER ST
City	KALISPELL
State	MT
Zip	59901-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST EST UNIT 3, S05, T28 N, R21 W, LOT 35, ASSR# 0000560710
Legal Range	21W
Legal Township	28N
Legal Section	05
Legal Subdivision	HILLCREST EST UNIT 3
Legal Lot Number	35
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2023
Census Tract	801

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 WINCHESTER ST, KALISPELL, MT 59901-2763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202214553
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	0000030757
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	87 WINCHESTER ST, KALISPELL, MT 59901-2763
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010576
Date	Apr 25, 2022
Instrument	202200010576

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 8, 2022
Property Address	87 WINCHESTER ST, KALISPELL, MT 59901-2763
Document Number	202200014553
Instrument Date	Jun 6, 2022
Instrument	202200014553
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	87 WINCHESTER ST, KALISPELL, MT 59901-2763

Mortgage

Document Number	202200014554
Date	Jun 8, 2022
Instrument	202200014554

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,477.00 (+42.92%)	$592,600 (+16.38%)
2025			$592,600 (+16.38%) Land $208,244 Building $384,356
2023	$4,532.00	$509,200	$509,200 Land $160,388 Building $348,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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