114 Winchester St, Kalispell, MT 59901 Property Records

Flathead County property record for 114 Winchester St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$261,200 (Sep 2019)
Tax Bill	$2,391 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0785500`

Property Details

APN / Parcel Number

Primary APN	`R0785500`
Alternative APNs	`07-3966-05-2-04-07-0000` `0000888508`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000888508
Street Address	114 WINCHESTER ST
City	KALISPELL
State	MT
Zip	59901-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST EST UNIT 2, S05, T28 N, R21 W, LOT 23
Legal Range	21W
Legal Township	28N
Legal Section	05
Legal Subdivision	HILLCREST EST UNIT 2
Legal Lot Number	23
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2022
Census Tract	801

Owner

114 Winchester St is owned and occupied by an individual who bought it in September 2019.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	114 WINCHESTER ST, KALISPELL, MT 59901-2742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Aug 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Sep 9, 2019	Warranty Deed, Transfer · VA Mortgage LENDUS LLC
Dec 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage TRAILWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	201921780
Prior Transfer Date	Nov 4, 2013
Prior Transfer Doc	0000029034
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	114 WINCHESTER ST, KALISPELL, MT 59901-2742
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900027008
Date	Oct 22, 2019
Instrument	201900027008

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	114 WINCHESTER ST, KALISPELL, MT 59901-2742
Transaction Type	Mortgage
Record Updated	Sep 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018552
Date	Aug 13, 2019
Instrument	201900018552

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 9, 2019
Property Address	114 WINCHESTER ST, KALISPELL, MT 59901-2742
Document Number	201900021780
Instrument Date	Sep 3, 2019
Instrument	201900021780
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WINCHESTER ST, KALISPELL, MT 59901-2742

Mortgage

Document Number	201900021781
Date	Sep 9, 2019
Instrument	201900021781

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 19, 2018
Property Address	114 WINCHESTER ST, KALISPELL, MT 59901-2742
Document Number	201800030346
Instrument Date	Dec 14, 2018
Instrument	201800030346
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 WINCHESTER STREET, KALISPELL, MT 59901

Mortgage

Document Number	201800030347
Date	Dec 19, 2018
Instrument	201800030347

Lender

Name	TRAILWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 114 Winchester St was $2,391.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,391.00	$519,600
2025			$519,600 Land $218,091 Building $301,509
2023	$3,589.00	$403,300	$403,300 Land $165,518 Building $237,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Winchester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Winchester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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