99 Walnut St, Gaffney, SC 29340 Property Records

Cherokee County property record for 99 Walnut St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 2025
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (May 2026)
Tax Bill	$547 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025916-23-3`

Property Details

APN / Parcel Number

Primary APN	`025916-23-3`
Alternative APNs	`0990600175000 00620189` `099-06-00-175.000` `006544223`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Lot Area	6,970 sqft (0.16 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	99 WALNUT ST
City	GAFFNEY
State	SC
Zip	29340-3275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	99 WALNUT ST SPLIT OUT .30 TO 099-06-175.001 DB 161-1580 THIS .46 W/099-06-00-175.003
Legal Subdivision	GAFFNEY MANUFACTURING COMPANY SUB
Legal Lot Number	1-6
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1023
Census Tract	970502

Owner

Source: Cherokee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 WALNUT ST, GAFFNEY, SC 29340-3275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2023	Deed, Transfer
Jun 20, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	20262719
Deed Book / Page	198 / 1629
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 19, 2026
Property Address	99 WALNUT ST, GAFFNEY, SC 29340-3275
Document Number	0000002719
Book / Page	198 / 1629
Instrument Date	May 8, 2026
Instrument	2026.2719
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,493.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	99 WALNUT ST, GAFFNEY, SC 29340-3275
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002720,
Date	May 19, 2026
Instrument	2026..2720

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 19, 2026
Property Address	99 WALNUT ST, GAFFNEY, SC 29340-3275
Document Number	0001981629
Book / Page	198 / 1629
Instrument Date	May 8, 2026
Instrument	20262719
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,493.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	99 WALNUT ST, GAFFNEY, SC 29340-3275
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002720,
Date	May 19, 2026
Instrument	20262720

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.74%
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 22, 2023
Property Address	99 WALNUT ST, GAFFNEY, SC 29340-3275
Document Number	0001611580
Book / Page	161 / 1580
Map Reference	MB 148 PG 578
Instrument Date	May 31, 2023
Instrument	202300003506
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 NESBITT DR # B, B, INMAN, SC 29349-7500
Investor	Possibly a Property Investor

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 20, 2018
Property Address	99 WALNUT ST, GAFFNEY, SC 29340-3275
Document Number	0001040844
Book / Page	000104 / 000844
Instrument Date	Jun 19, 2018
Instrument	2958
Transaction Type	Transfer
Record Updated	Jul 6, 2018

Transaction

Amount	Amount Recorded
Tax	$22.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5 GAFFNEY SC 293420005, GAFFNEY, SC 29342-0005

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$547.00 (+130.8%)	$1,320 (+12%) Land $1,320	$22,000 (+12%) Land $22,000
2023	$237.00 (-53.07%)	$600 (-55.56%) Land $600	$10,000 (-55.56%) Land $10,000
2022	$505.00	$1,350 Land $1,350	$22,500 Land $22,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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