103 Walnut St, Gaffney, SC 29340 Property Records

Cherokee County property record for 103 Walnut St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1914
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2026)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`030959-23-3`

Property Details

APN / Parcel Number

Primary APN	`030959-23-3`
Alternative APNs	`0990600092000 61711989` `099-06-00-092.000` `030609223`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Siding
Lot Area	9,148 sqft (0.21 acres)
Porch	Slab

Location & Zoning

Street Address	103 WALNUT ST
City	GAFFNEY
State	SC
Zip	29340-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	103 WALNUT ST .21 ACRES
Legal Lot Number	B
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1023
Census Tract	970502

Owner

Source: Cherokee County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 WALNUT ST, GAFFNEY, SC 29340-3256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
Sep 24, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 12, 2025 · Amount on Record
Deed Document Number	20263723
Deed Book / Page	200 / 1686
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 2, 2026
Property Address	103 WALNUT ST, GAFFNEY, SC 29340-3256
Document Number	0000003723
Book / Page	200 / 1686
Instrument Date	Jun 30, 2026
Instrument	20263723
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44,642.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WALNUT ST, GAFFNEY, SC 29340-3256

Mortgage

Document Number	0000003724,
Date	Jul 2, 2026
Instrument	20263724

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 24, 2020
Property Address	103 WALNUT ST, GAFFNEY, SC 29340-3256
Document Number	0001262557
Book / Page	000126 / 002557
Instrument Date	Sep 23, 2020
Instrument	5135
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 COLLEGE DR GAFFNEY SC 293403705, GAFFNEY, SC 29340-3705

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00 (+4.8%)	$2,420 (-) Land $480 Building $1,940	$40,300 (-) Land $8,000 Building $32,300
2023	$958.00	$2,420 Land $480 Building $1,940	$40,300 Land $8,000 Building $32,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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