105 Walnut St, Gaffney, SC 29340 Property Records

Cherokee County property record for 105 Walnut St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 2025
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$192,900 (Mar 2025)
Tax Bill	$572 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006606-23-3`

Property Details

APN / Parcel Number

Primary APN	`006606-23-3`
Alternative APNs	`0990600093000 60246989` `099-06-00-093.000` `006695223`

Interior

Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 2025
Exterior Material	Siding
Lot Area	8,712 sqft (0.2 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0990600093000 60246989
Street Address	105 WALNUT ST
City	GAFFNEY
State	SC
Zip	29340-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	105 WALNUT ST LT#14 0.20AC
Legal Lot Number	14
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1023
Census Tract	970502

Owner

Source: Cherokee County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 WALNUT ST, GAFFNEY, SC 29340-3256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 17, 2025	Deed of Trust, Mortgage · USDA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 25, 2025	Deed, Transfer · Second Mortgage (Down Payment) ARK-LA-TEX FINANCIAL SERVICES LLC
May 30, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	May 30, 2024 · Amount on Record
Deed Document Number	2025-1544
Deed Book / Page	182 / 2024
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	105 WALNUT ST, GAFFNEY, SC 29340-3256
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001852281
Date	Jun 17, 2025
Book Page	185/2281
Instrument	2025-3158

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	105 WALNUT ST, GAFFNEY, SC 29340-3256
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WILLOW ST, GAFFNEY, SC 29340-3936

Mortgage

Document Number	0001852265
Date	Jun 17, 2025
Book Page	185/2265
Instrument	2025-3157

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2055

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 25, 2025
Property Address	105 WALNUT ST, GAFFNEY, SC 29340-3256
Document Number	0001822024
Book / Page	182 / 2024
Map Reference	MB 14-V PG 95
Instrument Date	Mar 24, 2025
Instrument	2025-1544
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WALNUT ST, GAFFNEY, SC 29340-3256

Mortgage

Document Number	0020251546
Date	Mar 25, 2025
Instrument	2025-1546

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	0001822028
Date	Mar 25, 2025
Book Page	182/2028
Instrument	2025-1545

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 30, 2024
Property Address	105 WALNUT ST, GAFFNEY, SC 29340-3256
Document Number	0001722039
Book / Page	172 / 2039
Map Reference	MB 14-V PG 95
Instrument Date	May 28, 2024
Instrument	2024-2633
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 GARNET CIR, CHESNEE, SC 29323-8048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$572.00 (+201.05%)	$1,380 (+187.5%) Land $1,380	$23,000 (+187.5%) Land $23,000
2023	$190.00	$480 Land $480	$8,000 Land $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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