99 Tuttle Rd, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 99 Tuttle Rd, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	1,374 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jun 2022)
Tax Bill	$28,558 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-07100-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`21-07100-0000-00019`
Alternative APNs	`210710000019` `SB01`

Interior

Stories	2 Stories
Building Area	1,374 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	SB01
Street Address	99 TUTTLE RD
City	WATCHUNG
State	NJ
Zip	07069-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	MOUNTAIN FARMS
Legal Block	7100
Legal Lot Number	19
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	1
Census Block	1008
Census Tract	52300

Owner

99 Tuttle Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 TUTTLE RD, WATCHUNG, NJ 07069-6114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Mar 21, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	202229083
Deed Book / Page	7454 / 1463
Prior Transfer Date	Oct 24, 2016
Prior Transfer Doc	0000047067
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 29, 2022
Property Address	99 TUTTLE RD, WATCHUNG, NJ 07069-6114
Document Number	0000029083
Book / Page	7454 / 1463
Instrument Date	Jun 17, 2022
Instrument	2022029083
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	MORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 BENJAMIN ST, 95, CRANFORD, NJ 07016-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 TUTTLE RD, WATCHUNG, NJ 07069-6114

Mortgage

Document Number	0000029084
Date	Jun 29, 2022
Instrument	2022029084

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 21, 2017
Property Address	99 TUTTLE RD, WATCHUNG, NJ 07069-6114
Document Number	0000011520
Book / Page	006948 / 000524
Instrument Date	Mar 8, 2017
Instrument	11520
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$382.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	99 TUTTLE RD WATCHUNG NJ 070696114, WATCHUNG, NJ 07069-6114

Tax Assessment & Valuation

The 2025 property tax bill for 99 Tuttle Rd was $28,558, up 5% from the year before.

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,538,000 (+5.13%) Land $389,900 Building $1,148,100	$1,538,000 (+5.13%) Land $389,900 Building $1,148,100
2025	$28,558.00 (+4.95%)	$1,463,000 Land $364,400 Building $1,098,600	$1,463,000 Land $364,400 Building $1,098,600
2024	$27,210.00
2023		$1,280,000 Land $310,100 Building $969,900	$1,280,000 Land $310,100 Building $969,900
2022	$21,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Tuttle Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 4 condo units
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Tuttle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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