91 Tuttle Rd, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 91 Tuttle Rd, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	3,533 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Mar 2023)
Tax Bill	$19,040 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-07100-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`21-07100-0000-00017`
Alternative APNs	`210710000017` `SB01`

Interior

Stories	2 Stories
Building Area	3,533 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	SB01
Street Address	91 TUTTLE RD
City	WATCHUNG
State	NJ
Zip	07069-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	MOUNTAIN FARMS
Legal Block	7100
Legal Lot Number	17
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	1
Census Block	1008
Census Tract	52300

Owner

Source: Somerset County and Watchung Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 2, 2023	Deed, Transfer · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 24, 2021	Intrafamily Transfer, Transfer
Mar 17, 2017	Quit Claim Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Dec 12, 2005 · Amount on Record
Deed Document Number	20235416
Deed Book / Page	7495 / 1258
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	0000011035
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Oct 9, 2026
Property Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114
Document Number	0000028630
Book / Page	7707 / 1710
Instrument Date	Oct 2, 2026
Instrument	202628630
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114

Mortgage

Document Number	0000028630,
Date	Oct 9, 2026
Book Page	7707/1710
Instrument	202628630

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 2, 2023
Property Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114
Document Number	0000005416
Book / Page	7495 / 1258
Instrument Date	Feb 16, 2023
Instrument	2023005416
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	RIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 PORTER WAY W, BRIDGEWATER, NJ 08807-7036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114

Mortgage

Document Number	0000005417
Date	Mar 2, 2023
Instrument	2023005417

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031529
Date	May 18, 2021
Book Page	7344/659
Instrument	2021031529

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	May 24, 2021
Property Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114
Document Number	0000032600
Book / Page	7345 / 3715
Instrument Date	May 11, 2021
Instrument	2021032600
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 17, 2017
Property Address	91 TUTTLE RD, WATCHUNG, NJ 07069-6114
Document Number	0000011035
Book / Page	006947 / 002174
Instrument Date	Feb 7, 2017
Instrument	11035
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 TUTTLE RD WATCHUNG NJ 070696114, WATCHUNG, NJ 07069-6114

Mortgage

Document Number	11036
Date	Mar 17, 2017
Book Page	006947/002183
Instrument	11036

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,033,400 (+5.95%) Land $389,900 Building $643,500	$1,033,400 (+5.95%) Land $389,900 Building $643,500
2025	$19,040.00 (+6.37%)	$975,400 (+15.4%) Land $364,400 Building $611,000	$975,400 (+15.4%) Land $364,400 Building $611,000
2024	$17,900.00 (+4.79%)
2023		$845,200 Land $310,100 Building $535,100	$845,200 Land $310,100 Building $535,100
2022	$17,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 4 condo units
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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