Charlotte Town property record for 99 Toad Rd, Charlotte, VT 05445 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,878 sqft · built 1993 |
| Lot Size | 10.2 acres (447,797 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,552 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00119-0099 |
| Primary APN | (043) 00119-0099 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,878 sqft Living Area |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 447,797 sqft (10.2 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 99 TOAD RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.28 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 3501 |
Source: Charlotte Town records · APN (043) 00119-0099
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 99A TOAD RD, CHARLOTTE, VT 05445-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Charlotte Town records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,552.00 (-17.02%) | $600,700 Land $330,700 Building $270,000 |
| 2024 | $9,101.00 |
Source: FEMA National Flood Hazard Layer, Chittenden County (50007C), updated November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500070035011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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