385 Toad Rd, Charlotte, VT 05445 Property Records

Charlotte Town property record for 385 Toad Rd, Charlotte, VT 05445

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,915 sqft · built 1974
Lot Size26.6 acres (1,160,874 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Feb 2023)
Tax Bill$8,651 (2025)
Deeds & MortgagesFeb 2023 Sale
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN(043) 00119-0385

Property Details

APN / Parcel Number

Primary APN(043) 00119-0385
Alternative APNs
  • 138-043-10446
  • M00119 B:0385

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,915 sqft Living Area
Basement Area1,156 sqft
Unfinished Basement1,156 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area1,160,874 sqft (26.6 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Street Address385 TOAD RD
CityCHARLOTTE
StateVT
Zip05445-9168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description26.65 ACRES & DWL & OUTBLDGS:
JurisdictionCHARLOTTE TWP VT
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1034
Census Tract3501

Owner

Source: Charlotte Town records · APN (043) 00119-0385

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address385 TOAD RD, CHARLOTTE, VT 05445-9168
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2023Deed, Transfer
Oct 04, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleOct 04, 2021 · Amount on Record
Deed Document Number20231597583680
Prior Transfer DateApr 23, 2014
Prior Transfer Doc201404257575353030
Record UpdatedSep 20, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLOTTE TWP VT
Recording DateFeb 24, 2023
Property Address385 TOAD RD, CHARLOTTE, VT 05445-9168
Document NumberDK1597583680
Instrument DateFeb 21, 2023
InstrumentDK1597583680
Transaction TypeTransfer
Record UpdatedMay 01, 2023

Transaction

AmountAmount Recorded
Tax$8.83
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address385 TOAD RD, CHARLOTTE, VT 05445-9168

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 108, BODEGA, CA 94922-0108

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLOTTE TWP VT
Recording DateOct 04, 2021
Property Address385 TOAD RD, CHARLOTTE, VT 05445-9168
Document NumberDK1334029376
Instrument DateOct 01, 2021
InstrumentDK1334029376
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
Tax$0.10
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address385 TOAD RD, 385, CHARLOTTE, VT 05445-9168

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 TOAD RD, CHARLOTTE, VT 05445-9087

Tax Assessment & Valuation

Source: Charlotte Town records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVermont
CountyChittenden County
County SubdivisionCharlotte Town
Unified School DistrictChamplain Valley Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,651.00 (-17.02%) Homeowner's exemption$688,100 (-) Land $341,200 Building $346,900
2024$10,425.00$688,100 Land $341,200 Building $346,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1993–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2011 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Selectronics
Fiber
1,000 / 1,000

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Toad Rd

Nearby Streets

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