Charlotte Town property record for 360 Toad Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,006 sqft · built 1991 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Jun 2026) |
| Tax Bill | $7,239 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00119-0360 |
| Primary APN | (043) 00119-0360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Deck Area | Deck Area |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 360 TOAD RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 3501 |
Source: Charlotte Town records · APN (043) 00119-0360
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4016 MT PHILO RD, CHARLOTTE, VT 05445-9364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2026 · Amount on Record |
| Deed Sale | Jun 08, 2026 · Amount on Record |
| Prior Sale | Apr 02, 2012 · Amount on Record |
| Deed Document Number | 20261788137152 |
| Prior Transfer Date | May 01, 2014 |
| Prior Transfer Doc | 201405067575360055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Jun 08, 2026 |
| Property Address | 360 TOAD RD, CHARLOTTE, VT 05445-9168 |
| Document Number | 1788137152 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20261788137152 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $880,467.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4016 MT PHILO RD, CHARLOTTE, VT 05445-9364 |
Source: Charlotte Town records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,239.00 (-17.01%) Homeowner's exemption | $575,800 (-) Land $320,000 Building $255,800 |
| 2024 | $8,723.00 | $575,800 Land $320,000 Building $255,800 |
Source: FEMA National Flood Hazard Layer, Chittenden County (50007C), as of November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500070035011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Selectronics Fiber | 1,000 / 1,000 |
Based on FCC filings for 5 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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