Highlands County property record for 99 Spring Garden Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,538 sqft · built 1977 |
| Lot Size | 0.264 acres (11,487 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $72,500 (Apr 2015) |
| Tax Bill | $1,099 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C-13-34-28-030-2920-0040 |
| Primary APN | C-13-34-28-030-2920-0040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,487 sqft (0.264 acres) |
| Lot Dimensions | 135 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 99 SPRING GARDEN RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE SEBRING SHEET 3 PB 2 PG 14 E 15 FT OF LOT 4 + ALL LOT 5 BLK 292 + SEBRING SHORES DEV SEC 3 PB 7 PG 55 FRACTIONAL LOT 43 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | LAKE SEBRING SHEET 3 |
| Legal Block | 292 |
| Legal Lot Number | 4,5 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 960700 |
Source: Highlands County assessment roll, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 99 SPRING GARDEN RD, SEBRING, FL 33870-1471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2015 · Amount on Record |
| Deed Sale | Apr 10, 2015 · Amount on Record |
| Prior Sale | Jun 30, 2004 · Amount on Record |
| Deed Document Number | 20151769330 |
| Deed Book / Page | 2471 / 1498 |
| Record Updated | Sep 20, 2026 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,099.00 (+3.78%) Homeowner's exemption Senior Citizen's exemption | $103,256 (+18.34%) | $190,135 (+10.92%) Land $21,038 Building $169,097 |
| 2024 | $1,059.00 (+21.72%) | ||
| 2023 | $870.00 (+4.32%) Homeowner's exemption Senior Citizen's exemption | $87,252 (+3%) | $171,424 (+16.59%) Land $12,622 Building $158,802 |
| 2022 | $834.00 Homeowner's exemption Senior Citizen's exemption | $84,711 | $147,034 Land $7,994 Building $139,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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