111 Spring Garden Rd, Sebring, FL 33870 Property Records

Highlands County property record for 111 Spring Garden Rd, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 2006
Lot Size	0.217 acres (9,463 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Feb 2022)
Tax Bill	$2,166 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-13-34-28-080-0000-0990`

Property Details

APN / Parcel Number

Primary APN	`C-13-34-28-080-0000-0990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,463 sqft (0.217 acres)
Lot Dimensions	131 ft deep x 72 ft wide
Garage Type	Finished
Garage Area	378 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Patio Area	220 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	111 SPRING GARDEN RD
City	SEBRING
State	FL
Zip	33870-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEBRING SHORES DEV SEC 3 PB 7-PG 55 LOT 99
Legal Range	28E
Legal Township	34S
Legal Section	13
Legal Subdivision	SEBRING SHORES DEV SEC 03
Legal Lot Number	99
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3024
Census Tract	960700

Owner

Source: Highlands County records · APN C-13-34-28-080-0000-0990

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	111 SPRING GARDEN RD, SEBRING, FL 33870-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	May 22, 2007
Deed Document Number	2079569
Deed Book / Page	2886 / 475
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 22, 2022
Property Address	111 SPRING GARDEN RD, SEBRING, FL 33870-1451
Document Number	0002079569
Book / Page	2886 / 475
Map Reference	MB 7 PG 55
Instrument Date	Feb 17, 2022
Instrument	2079569
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 N RIDGEWOOD DR # DR1515, 518, SEBRING, FL 33870-7247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SPRING GARDEN RD, SEBRING, FL 33870-1451

Mortgage

Document Number	0002886477
Date	Feb 22, 2022
Instrument	2886/477

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,798 (+3.69%) Land $17,640 Building $162,158	$179,798 (+3.69%) Land $17,640 Building $162,158
2024	$2,166.00 (+2.17%)
2023	$2,120.00 (+180.79%) Homeowner's exemption	$173,397 (+154.22%) Land $10,584 Building $162,813	$173,397 (+19.62%) Land $10,584 Building $162,813
2022	$755.00 Homeowner's exemption	$68,207	$144,957 Land $6,703 Building $138,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1998–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.