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109 Spring Garden Rd, Sebring, FL 33870 Property Records

Highlands County property record for 109 Spring Garden Rd, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,286 sqft · built 1967
Lot Size0.322 acres (14,016 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Aug 2024)
Tax Bill$2,445 (2024)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone X (minimal risk)
APNC134808000000360

Property Details

APN / Parcel Number

Primary APNC134808000000360
Alternative APN
  • C-13-34-28-080-0000-0360

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,286 sqft Living Area
Gross Area1,660 sqft
1st Floor Area1,190 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1984
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,016 sqft (0.322 acres)
Lot Dimensions114 ft deep x 25 ft wide
Garage TypeAttached
Garage Area374 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address109 SPRING GARDEN RD
CitySEBRING
StateFL
Zip33870-1450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSEBRING SHORES DEV SEC 3 PB 7-PG 55 EAST 25 FT OF LOT 36 + ALL LOT 37
Legal Range28E
Legal Township34S
Legal Section13
Legal SubdivisionSEBRING SHORES DEV SEC 03
Legal Lot Number36,37
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3030
Census Tract960700

Owner

109 Spring Garden Rd is owned by two individuals who acquired it in March 2025.

Source: Highlands County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address3788 SW 17TH ST, FORT LAUDERDALE, FL 33312-3525
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2024 · Amount on File
Deed SaleAug 14, 2024 · Amount on File
Prior SaleDec 31, 2020 · Amount on File
Deed Document Number20242217863
Deed Book / Page3062 / 1346
Last Transfer DateMar 4, 2025
Transfer Doc0002247159
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 31, 2020
Property Address109 SPRING GARDEN RD, SEBRING, FL 33870-1450
Document Number0002013099
Book / Page002793 / 001241
Instrument DateDec 31, 2020
Instrument2013099
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$875.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SPRING GARDEN RD SEBRING FL 338701450, SEBRING, FL 33870-1450

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118,184$154,813 Land $18,500 Building $136,313
2024$2,445.00 (+6.96%)
2023$2,286.00 (+118.97%)$145,619 (+56.54%) Land $10,000 Building $135,619$145,619 (+13.05%) Land $10,000 Building $135,619
2022$1,044.00 Homeowner's exemption$93,022$128,811 Land $10,000 Building $118,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Spring Garden Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Spring Garden Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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