South Kingstown Town property record for 99 Spencer Ct, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1993 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Oct 2023) |
| Tax Bill | $4,616 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-50-0579-44 |
| Primary APN | R-50-0579-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 2,082 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 927 sqft |
| Unfinished Basement | 543 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-60-6002-99 |
|---|---|
| Street Address | 99 SPENCER CT |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 188 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 51201 |
Source: South Kingstown Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 SPENCER CT, WAKEFIELD, RI 02879-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE WASHINGTON TRUST CO OF WESTERLY |
| Oct 17, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY |
| Jan 20, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Prior Sale | Sep 25, 2014 · Amount on Record |
| Deed Book / Page | 1867 / 377 |
| Last Transfer Date | Dec 23, 2025 |
| Transfer Doc | 001922-168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Dec 29, 2025 |
| Property Address | 99 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Document Number | 001922-168 |
| Book / Page | 1922 / 168 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 41744 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 99 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Document Number | 0000041745 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 41745 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Oct 17, 2023 |
| Property Address | 99 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Document Number | 001867-377 |
| Book / Page | 1867 / 377 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 30544 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 SPENCER CT, WAKEFIELD, RI 02879-2820 |
| Document Number | 0000030545 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 30545 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Jan 20, 2021 |
| Property Address | 99 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Document Number | 001773-550 |
| Book / Page | 1773 / 550 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 11696 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 99 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Document Number | 001773-551 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 1773/551 |
| Instrument | 11697 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,616.00 (+6.11%) | $516,300 (+31.14%) Land $260,700 Building $255,600 |
| 2023 | $4,350.00 (+0.9%) | $393,700 (-) Land $193,100 Building $200,600 |
| 2022 | $4,311.00 | $393,700 Land $193,100 Building $200,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures