South Kingstown Town property record for 96 Spencer Ct, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,432 sqft · built 1990 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $179,000 (Oct 2000) |
| Tax Bill | $5,098 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-08-1634-00 |
| Primary APN | R-08-1634-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 3,214 sqft |
| 1st Floor Area | 902 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 884 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R-08-1634-00 |
|---|---|
| Street Address | 96 SPENCER CT |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 204 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 51201 |
96 Spencer Ct is owned by a company that bought it in October 2000.
Source: South Kingstown Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 96 SPENCER CT, WAKEFIELD, RI 02879-2820 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage RHODE ISLAND CREDIT UNION |
| Jan 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION |
| Jan 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GREENWOOD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2000 · Amount on File |
| Deed Sale | Oct 2, 2000 · Amount on File |
| Prior Sale | Dec 21, 1995 · Amount on File |
| Deed Book / Page | 834 / 241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 96 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001926-661 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 1926/661 |
| Instrument | 42611 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 96 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001873-751 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 1873/751 |
| Instrument | 31895 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 96 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001850-238 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 1850/238 |
| Instrument | 26802 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 96 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Document Number | 1706-139 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 96 SPENCER CT SOUTH KINGSTOWN RI 028792820, SOUTH KINGSTOWN, RI 02879-2820 |
| Document Number | 1706-139 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 001706/000139 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 28, 2039 |
The 2025 property tax bill for 96 Spencer Ct was $5,098.
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,098.00 | $570,300 Land $230,400 Building $339,900 | $597,721 |
| 2023 | $4,990.00 (+0.91%) | $451,600 (-) Land $170,700 Building $280,900 | |
| 2022 | $4,945.00 | $451,600 Land $170,700 Building $280,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Spencer Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Spencer Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures