South Kingstown Town property record for 65 Spencer Ct, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,367 sqft · built 1992 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,045 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-60-0702-18 |
| Primary APN | R-60-0702-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| Gross Area | 3,441 sqft |
| 1st Floor Area | 1,367 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R-60-0702-18 |
|---|---|
| Street Address | 65 SPENCER CT |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 96 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 51201 |
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 SPENCER CT, WAKEFIELD, RI 02879-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Apr 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 65 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001929-169 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 1929/169 |
| Instrument | 43087 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 65 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001854-226 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 1854/226 |
| Instrument | 27706 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 65 SPENCER CT, SOUTH KINGSTOWN, RI 02879-2820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 001800-344 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 1800/344 |
| Instrument | 16723 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2050 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,045.00 (+4.06%) | $564,300 (+28.63%) Land $219,300 Building $345,000 | $643,545 |
| 2023 | $4,848.00 (+0.92%) | $438,700 (-) Land $162,500 Building $276,200 | |
| 2022 | $4,804.00 | $438,700 Land $162,500 Building $276,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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