99 S Clay Ave, Ferguson (Saint Louis), MO 63135 Property Records

St. Louis County property record for 99 S Clay Ave, Ferguson, MO 63135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,159 sqft · built 1904
Lot Size	0.968 acres (42,179 sqft)
Owner	Individual Name on Record
Last Sale	$107,900 (Sep 1998)
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11H-12-0036`

Property Details

APN / Parcel Number

Primary APN	`11H-12-0036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,159 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	1,501 sqft
Basement Area	406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	42,179 sqft (0.968 acres)
Lot Dimensions	222 ft deep x 222 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	99 S CLAY AVE
City	FERGUSON
State	MO
Zip	63135-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1C
Legal Description	THOMAS G ALLEN & LOT PTS 2 THRU 6 LOT 1
Legal Subdivision	THOMAS G ALLEN
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	1
Census Block	1006
Census Tract	212500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 S CLAY AVE, FERGUSON, MO 63135-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1998 · Amount on Record
Deed Sale	Sep 21, 1998 · Amount on Record
Deed Document Number	1998990
Deed Book / Page	1772 / 1951
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Aug 6, 2026
Property Address	99 S CLAY AVE, FERGUSON, MO 63135-2445
Document Number	0000000108
Instrument Date	Jul 23, 2026
Instrument	2026108
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 S CLAY AVE, FERGUSON, MO 63135-2445

Mortgage

Document Number	0000000108,
Date	Aug 6, 2026
Instrument	2026108

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,030 (-) Land $8,720 Building $63,310	$379,100 (-) Land $45,900 Building $333,200
2025	$4,916.00 (+28.12%)	$72,030 (+34.76%) Land $8,720 Building $63,310	$379,100 (+34.77%) Land $45,900 Building $333,200
2024	$3,837.00 (+0.58%)
2023	$3,815.00 (-7.78%)	$53,450 (+5.03%) Land $5,020 Building $48,430	$281,300 (+5.04%) Land $26,400 Building $254,900
2022	$4,137.00	$50,890 Land $5,760 Building $45,130
2021			$267,800 Land $30,300 Building $237,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	12 (1979–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20