201 S Clay Ave, Ferguson (Saint Louis), MO 63135 Property Records

St. Louis County property record for 201 S Clay Ave, Ferguson, MO 63135

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,470 sqft · built 1885
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jan 2016)
Tax Bill	$1,737 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12H-44-0997`

Property Details

APN / Parcel Number

Primary APN	`12H-44-0997`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	720 sqft
Basement Area	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	71 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	132 sqft
Patio Area	790 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	201 S CLAY AVE
City	FERGUSON
State	MO
Zip	63135-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1D
Legal Description	SURV 2689 TWP 46 R 6 LOCATED S OF ADAMS AVE
Legal Subdivision	US SURV 2689
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	1
Census Block	1012
Census Tract	212500

Owner

Source: St. Louis County records · APN 12H-44-0997

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	201 S CLAY AVE, FERGUSON, MO 63135-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2016 · Amount on Record
Deed Sale	Jan 14, 2016 · Amount on Record
Prior Sale	Dec 13, 1999 · Amount on Record
Deed Document Number	2016275
Deed Book / Page	21845 / 496
Prior Transfer Date	Jan 07, 2016
Prior Transfer Doc	0218450496
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	201 S CLAY AVE, FERGUSON, MO 63135-2707
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S CLAY AVE, FERGUSON, MO 63135-2707

Mortgage

Document Number	0245262796
Date	Dec 21, 2020
Book Page	24526/2796
Instrument	2020122101266

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,520 (+18.93%) Land $6,880 Building $21,640	$150,100 (+18.94%) Land $36,200 Building $113,900
2024	$1,737.00 (+0.58%)
2023	$1,727.00 (+21.28%)	$23,980 (+36.87%) Land $3,930 Building $20,050	$126,200 (+36.88%) Land $20,700 Building $105,500
2022	$1,424.00	$17,520 Land $4,520 Building $13,000
2021			$92,200 Land $23,800 Building $68,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	12 (1979–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.