St. Louis County property record for 206 S Clay Ave, Ferguson, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,072 sqft · built 1906 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2018) |
| Tax Bill | $2,426 (2025) |
| Deeds & Mortgages | Sep 2018 Sale Jun 2017 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12H-44-0841 |
| Primary APN | 12H-44-0841 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,036 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 64 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 306 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 206 S CLAY AVE |
|---|---|
| City | FERGUSON |
| State | MO |
| Zip | 63135-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1D |
| Legal Description | SURVEY 2689 TWN 46 R 6 INCLUDING 1/2 OF VAC ALLEY ADJ ON EAST (12H440373 9 27 82) |
| Legal Subdivision | US SURV 2689 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | FERGUSON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 212500 |
206 S Clay Ave is owned and occupied by two individuals who bought it in September 2018.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 S CLAY AVE, FERGUSON, MO 63135-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2018 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Jun 1, 2017 | Warranty Deed, Transfer · Line of Credit CARROLLTON BK |
| May 2, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage DELMAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on File |
| Deed Sale | Sep 5, 2018 · Amount on File |
| Prior Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 20181 |
| Deed Book / Page | 23182 / 1 |
| Prior Transfer Date | Jun 12, 2004 |
| Prior Transfer Doc | 0000000009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 5, 2018 |
| Property Address | 206 S CLAY AVE, FERGUSON, MO 63135-2708 |
| Document Number | 0231820001 |
| Book / Page | 023182 / 000001 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 1 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 206 S CLAY AVE FERGUSON MO 631352708, FERGUSON, MO 63135-2708 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 1, 2017 |
| Property Address | 206 S CLAY AVE, FERGUSON, MO 63135-2708 |
| Document Number | 0225482407 |
| Book / Page | 022548 / 002407 |
| Instrument Date | May 31, 2017 |
| Instrument | 436 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6931 CHESHIRE LN ST LOUIS MO 631232201, ST LOUIS, MO 63123-2201 |
| Document Number | 225482410 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 022548/002410 |
| Instrument | 437 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 2, 2017 |
| Property Address | 206 S CLAY AVE, FERGUSON, MO 63135-2708 |
| Document Number | 0225060956 |
| Book / Page | 022506 / 000956 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 138 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2017 |
| Title Company | TRUE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 S CLAY AVE FERGUSON MO 631352708, FERGUSON, MO 63135-2708 |
| Document Number | 225060959 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 022506/000959 |
| Instrument | 139 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 206 S Clay Ave was $2,426, down 1.5% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,180 (-) Land $5,810 Building $29,370 | $185,200 (-) Land $30,600 Building $154,600 | |
| 2025 | $2,426.00 (-1.54%) | $35,180 Land $5,810 Building $29,370 | $185,200 Land $30,600 Building $154,600 |
| 2024 | $2,464.00 (+0.57%) | ||
| 2023 | $2,450.00 (-1.88%) | $34,190 (+11.3%) Land $3,330 Building $30,860 | $179,900 Land $17,500 Building $162,400 |
| 2022 | $2,497.00 | $30,720 Land $3,820 Building $26,900 | |
| 2021 | $161,700 Land $20,100 Building $141,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 206 S Clay Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 12 (1979–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 S Clay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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