Stafford County property record for 99 Rustic Ridge Rd, Fredericksburg, VA 22405
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 5 bd · 2.5 ba · 3,798 sqft · built 1999 |
| Lot Size | 30.2 acres (1,317,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $867,500 (May 2023) |
| Tax Bill | $173 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47E-C |
| Primary APN | 47E-C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,798 sqft Gross Area |
| Basement Area | 928 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,317,973 sqft (30.2 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 30667 |
|---|---|
| Street Address | 99 RUSTIC RIDGE RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-6033 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | A1 |
| Legal Description | PARCEL C-1 30.2565 AC THE HILLS OF POTOMAC CREEK |
| Legal Subdivision | THE HILLS OF POTOMAC CREEK |
| Legal Block | 1 |
| Legal Lot Number | C-1 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10503 |
Source: Stafford County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jul 7, 2022 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III |
| Jul 11, 2017 | Deed of Trust, Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on Record |
| Deed Sale | May 12, 2023 · Amount on Record |
| Prior Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 20235355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 12, 2023 |
| Property Address | 99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033 |
| Document Number | 0230005355 |
| Instrument Date | May 9, 2023 |
| Instrument | 230005355 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | WORLD TR TITLE LLC, WORLD TRUST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2145 BELLE MEADE RD, BUMPASS, VA 23024-3641 |
| Document Number | 0230005356 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 230005356 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 7, 2022 |
| Property Address | 99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033 |
| Document Number | 0220014371 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 220014371 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17090 QUAIL CREEK CIR, HAMILTON, VA 20158-3101 |
| Document Number | 0220014372 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 220014372 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033 |
| Document Number | 170014744 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 99 RUSTIC RIDGE RD FREDERICKSBURG VA 224056033, FREDERICKSBURG, VA 22405-6033 |
| Document Number | 170014744 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 14744 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 15, 2027 |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173.00 (-94.03%) | $676,300 (+32.76%) Land $241,300 Building $435,000 | $676,300 (+32.76%) Land $241,300 Building $435,000 |
| 2023 | $2,898.00 (-43.7%) | $509,400 Land $236,300 Building $273,100 | $509,400 Land $236,300 Building $273,100 |
| 2021 | $5,147.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
4G LTE only, no 5G reported
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