99 Rustic Ridge Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 99 Rustic Ridge Rd, Fredericksburg, VA 22405

Property Summary

Property TypeGeneral Agricultural/Rural
Details5 bd · 2.5 ba · 3,798 sqft · built 1999
Lot Size30.2 acres (1,317,973 sqft)
Owner2 Individual Names on Record
Last Sale$867,500 (May 2023)
Tax Bill$173 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN47E-C

Property Details

APN / Parcel Number

Primary APN47E-C
Alternative APNs
  • 047E C
  • 30667

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area3,798 sqft Gross Area
Basement Area928 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,317,973 sqft (30.2 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number30667
Street Address99 RUSTIC RIDGE RD
CityFREDERICKSBURG
StateVA
Zip22405-6033
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA1
Legal DescriptionPARCEL C-1 30.2565 AC THE HILLS OF POTOMAC CREEK
Legal SubdivisionTHE HILLS OF POTOMAC CREEK
Legal Block1
Legal Lot NumberC-1
JurisdictionSTAFFORD VA
Township / Civil DivisionGEORGE WASHINGTON
Census Block Group1
Census Block1002
Census Tract10503

Owner

Source: Stafford County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Jul 7, 2022Special Warranty Deed, Transfer · Stand-Alone First Mortgage
PARTY III
Jul 11, 2017Deed of Trust, Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Prior SaleJul 7, 2022 · Amount on Record
Deed Document Number20235355
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateMay 12, 2023
Property Address99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033
Document Number0230005355
Instrument DateMay 9, 2023
Instrument230005355
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyWORLD TR TITLE LLC, WORLD TRUST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2145 BELLE MEADE RD, BUMPASS, VA 23024-3641

Mortgage

Document Number0230005356
DateMay 12, 2023
Instrument230005356
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTAFFORD VA
Recording DateJul 7, 2022
Property Address99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033
Document Number0220014371
Instrument DateJun 28, 2022
Instrument220014371
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17090 QUAIL CREEK CIR, HAMILTON, VA 20158-3101

Mortgage

Document Number0220014372
DateJul 7, 2022
Instrument220014372
Lender
NamePARTY III
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address99 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033
Document Number170014744
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedSep 27, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 RUSTIC RIDGE RD FREDERICKSBURG VA 224056033, FREDERICKSBURG, VA 22405-6033

Mortgage

Document Number170014744
DateAug 16, 2017
Instrument14744
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term120 Months
DueAug 15, 2027

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$173.00 (-94.03%)$676,300 (+32.76%) Land $241,300 Building $435,000$676,300 (+32.76%) Land $241,300 Building $435,000
2023$2,898.00 (-43.7%)$509,400 Land $236,300 Building $273,100$509,400 Land $236,300 Building $273,100
2021$5,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880

Cell Coverage

4G LTE only, no 5G reported

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