Stafford County property record for 2 Rustic Ridge Rd, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,372 sqft · built 2007 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,850 (Jul 2005) |
| Tax Bill | $6,565 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 47F-4A |
| Primary APN | 47F-4A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,372 sqft Living Area |
| Basement Area | 2,126 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 45246 |
|---|---|
| Old Parcel Number | 047F 4A |
| Street Address | 2 RUSTIC RIDGE RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | LOT 4-A1 10 AC THE HILLS OF STAFFORD |
| Legal Subdivision | HILLS/STAFFORD |
| Legal Lot Number | 4 10 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10503 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION |
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2005 · Amount on Record |
| Deed Sale | Jul 15, 2005 · Amount on Record |
| Deed Document Number | 50018339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 2 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230007193 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 230007193 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 2 RUSTIC RIDGE RD, FREDERICKSBURG, VA 22405-6033 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NLS LLC |
| Name | Verified Name |
|---|
| Document Number | 0210030747 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 210030747 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.49% |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,565.00 (+25.98%) | $700,900 (+27.09%) Land $170,000 Building $530,900 | $700,900 (+27.09%) Land $170,000 Building $530,900 |
| 2023 | $5,211.00 (-4.53%) | $551,500 Land $165,000 Building $386,500 | $551,500 Land $165,000 Building $386,500 |
| 2021 | $5,458.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
4G LTE only, no 5G reported
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