Rowan County property record for 99 Ridgeway Dr, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Details | 1,168 sqft |
| Owner | Company Name on File |
| Last Sale | $122,000 (Dec 2020) |
| Tax Bill | $1,021 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Dec 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-00 00 020.27 |
| Primary APN | 022-00 00 020.27 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,168 sqft Total Area |
| Construction Type | Frame |
|---|---|
| Foundation Type | Block |
| Roof Material | Metal |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Account Number | 9108 |
|---|---|
| Street Address | 99 RIDGEWAY DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9251 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | HSE BLDG & LOT 42 PHASE 3( .984 ) |
| Legal Subdivision | LAKEWOOD ACRES |
| Legal Phase | 3 |
| Legal Lot Number | 42 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950302 |
Source: Rowan County records · APN 022-00 00 020.27
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1308 MOORES FLAT RD, MOREHEAD, KY 40351-8734 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 20, 2022 | Intrafamily Transfer, Transfer |
| Dec 09, 2020 | Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2020 · Amount on Record |
| Deed Sale | Dec 09, 2020 · Amount on Record |
| Prior Sale | Dec 09, 2020 · Amount on Record |
| Deed Document Number | 00D277/800 |
| Deed Book / Page | D277 / 800 |
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 00D286/398 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 20, 2022 |
| Property Address | 99 RIDGEWAY DR, MOREHEAD, KY 40351-9251 |
| Document Number | 00D286/398 |
| Book / Page | D286 / 398 |
| Map Reference | CAB 1 SL 406 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2020548 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1308 MOORES FLAT RD, MOREHEAD, KY 40351-8734 |
| Name | Verified Name |
|---|---|
| Address | 1308 MOORES FLAT RD, MOREHEAD, KY 40351-8734 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 09, 2020 |
| Property Address | 99 RIDGEWAY DR, MOREHEAD, KY 40351-9251 |
| Document Number | 00D277/800 |
| Book / Page | D277 / 800 |
| Map Reference | CAB 1 SL 406 |
| Instrument Date | Dec 08, 2020 |
| Instrument | 2007517 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 799 HAMILTON LN, HILLSBORO, KY 41049-9082 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1308 MOORES FLAT RD, MOREHEAD, KY 40351-8734 |
| Document Number | 0002007518 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 2007518 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 08, 2040 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,021.00 (-1.73%) | $122,000 (-) Land $12,000 Building $110,000 | $122,000 (-) Land $12,000 Building $110,000 |
| 2023 | $1,039.00 | $122,000 Land $12,000 Building $110,000 | $122,000 Land $12,000 Building $110,000 |
Source: FEMA National Flood Hazard Layer as of April 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 78 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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