Rowan County property record for 78 Ridgeway Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 870 sqft |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Sep 2008) |
| Tax Bill | $548 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-00 00 020.36 |
| Primary APN | 022-00 00 020.36 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 870 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Foundation Type | Block |
| Roof Material | Metal |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 5980 |
|---|---|
| Street Address | 78 RIDGEWAY DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT #58 PHASE III LAKEWOOD ACRES |
| Legal Subdivision | LAKEWOOD ACRES |
| Legal Phase | 3 |
| Legal Lot Number | 58 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950302 |
78 Ridgeway Dr is owned by an individual who bought it in September 2008.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-9177 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2008 · Amount on File |
| Deed Sale | Sep 15, 2008 · Amount on File |
| Prior Sale | Jan 11, 2008 · Amount on File |
| Deed Document Number | 360106 |
| Deed Book / Page | D230 / 572 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 78 Ridgeway Dr was $548.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $548.00 | $65,500 Land $15,000 Building $50,500 | $65,500 Land $15,000 Building $50,500 |
| 2023 | $558.00 | $65,500 Land $15,000 Building $50,500 | $65,500 Land $15,000 Building $50,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Ridgeway Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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