Hamilton County property record for 99 Rainbow Cir, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,507 sqft · built 1950 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $463,000 (May 2022) |
| Tax Bill | $1,682 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127I D 004 |
| Primary APN | 127I D 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,507 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 104,108 sqft (2.39 acres) |
| Lot Dimensions | 918 ft deep x 113 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000051323 |
|---|---|
| Street Address | 99 RAINBOW CIR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 11 RAINBOW CIRCLE PB 12 PG 26 |
| Legal Subdivision | RAINBOW |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 830 FLAMINGO DR, WEST PALM BEACH, FL 33401-7208 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Jul 9, 2019 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Feb 9, 2017 | Loan Modification, Mortgage · Conventional Mortgage PINNACLE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Prior Sale | Jul 9, 2019 · Amount on Record |
| Deed Document Number | 2022051900242 |
| Deed Book / Page | 12964 / 756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 19, 2022 |
| Property Address | 99 RAINBOW CIR, CHATTANOOGA, TN 37405-2319 |
| Document Number | 0000000242 |
| Book / Page | 12964 / 756 |
| Map Reference | MB 12 PG 26 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022051900242 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,713.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 RAINBOW CIR, CHATTANOOGA, TN 37405-2319 |
| Document Number | 0129640759 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 12964-0759 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 99 RAINBOW CIR, CHATTANOOGA, TN 37405-2319 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000089 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 10951/974 |
| Instrument | 2017011200089 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 9, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 9, 2019 |
| Property Address | 99 RAINBOW CIR, CHATTANOOGA, TN 37405-2319 |
| Document Number | 0709000136 |
| Book / Page | 011693 / 000127 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 190709000136 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 RAINBOW CIR CHATTANOOGA TN 374052319, CHATTANOOGA, TN 37405-2319 |
| Document Number | 709000137 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 011693/000129 |
| Instrument | 190709000137 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 99 RAINBOW CIR, CHATTANOOGA, TN 37405-2319 |
| Document Number | 0000000186 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 RAINBOW CIR CHATTANOOGA TN 374052319, CHATTANOOGA, TN 37405-2319 |
| Document Number | 0000000186 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 010977/000504 |
| Instrument | 186 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | 150 3RD AVE S, NASHVILLE, TN 37201-2011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 14, 2037 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,682.00 (-9.57%) | $111,025 (+33.48%) | $444,100 (+33.48%) Land $225,000 Building $219,100 |
| 2024 | $1,860.00 | $83,175 (-) | $332,700 (-) Land $150,000 Building $182,700 |
| 2023 | $1,860.00 | $83,175 (-) | $332,700 (-) Land $150,000 Building $182,700 |
| 2022 | $1,860.00 | $83,175 | $332,700 Land $150,000 Building $182,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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