101 Rainbow Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 101 Rainbow Cir, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,754 sqft · built 1940
Lot Size0.299 acres (13,047 sqft)
Owner2 Individual Names on Record
Last Sale$529,000 (Sep 2023)
Tax Bill$1,875 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127I D 009

Property Details

APN / Parcel Number

Primary APN127I D 009
Alternative APN
  • 0000051328

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,754 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1983
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,047 sqft (0.299 acres)
Lot Dimensions121 ft deep x 107 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000051328
Street Address101 RAINBOW CIR
CityCHATTANOOGA
StateTN
Zip37405-2321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 2 RAINBOW CIRCLE PB 12 PG 26 REV 61-355
Legal SubdivisionRAINBOW
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2007
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 RAINBOW CIR, CHATTANOOGA, TN 37405-2321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Sep 18, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Deed Document Number2023136
Deed Book / Page13401 / 292
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 21, 2026
Property Address101 RAINBOW CIR, CHATTANOOGA, TN 37405-2321
Document Number0000000124
Book / Page14375 / 409
Instrument DateMar 2, 2026
Instrument2026124
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyLEHMAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$201,798.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 RAINBOW CIR, CHATTANOOGA, TN 37405-2321

Mortgage

Document Number0000000125,
DateJul 21, 2026
Instrument202621125
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 18, 2023
Property Address101 RAINBOW CIR, CHATTANOOGA, TN 37405-2321
Document Number0000000136
Book / Page13401 / 292
Map ReferenceMB 12 PG 26
Instrument DateSep 15, 2023
Instrument2023091800136
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, NORTHSHORE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,957.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address101 RAINBOW CIR, CHATTANOOGA, TN 37405-2321

Mortgage

Document Number0000000137
DateSep 18, 2023
Instrument2023091800137
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,875.00 (-8.67%)$123,750 (+34.8%)$495,000 (+34.8%) Land $247,500 Building $247,500
2024$2,053.00$91,800 (-)$367,200 (-) Land $165,000 Building $202,200
2023$2,053.00$91,800 (-)$367,200 (-) Land $165,000 Building $202,200
2022$2,053.00$91,800$367,200 Land $165,000 Building $202,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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