107 Rainbow Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 107 Rainbow Cir, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,298 sqft · built 1940
Lot Size	0.429 acres (18,704 sqft)
Owner	Owner Name on File
Last Sale	$174,500 (Apr 2002)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127I D 007`

Property Details

APN / Parcel Number

Primary APN	`127I D 007`
Alternative APN	`0000051326`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,298 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1983
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,704 sqft (0.429 acres)
Lot Dimensions	133 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000051326
Street Address	107 RAINBOW CIR
City	CHATTANOOGA
State	TN
Zip	37405-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 5 6 RAINBOW CIRCLE PB12 PG26
Legal Subdivision	RAINBOW
Legal Lot Number	5,6 6
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2007
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 107 Rainbow Cir bought it in April 2002.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	107 RAINBOW CIR, CHATTANOOGA, TN 37405-2321
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2002 · Amount on File
Deed Sale	Apr 3, 2002 · Amount on File
Prior Sale	Sep 25, 1996 · Amount on File
Deed Document Number	2002040300304
Deed Book / Page	6202 / 374
Prior Transfer Date	Mar 29, 2002
Prior Transfer Doc	6202374
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	107 RAINBOW CIR, CHATTANOOGA, TN 37405-2321
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000161
Date	Jan 7, 2021
Book Page	12305/354
Instrument	2021010700161

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 107 Rainbow Cir was $2,120, down 8.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (-8.46%)	$139,925 (+35.16%)	$559,700 (+35.16%) Land $247,500 Building $312,200
2024	$2,316.00	$103,525 (-)	$414,100 (-) Land $165,000 Building $249,100
2023	$2,316.00	$103,525 (-)	$414,100 (-) Land $165,000 Building $249,100
2022	$2,316.00	$103,525	$414,100 Land $165,000 Building $249,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Rainbow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Rainbow Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20