Chautauqua County and Dunkirk City property record for 99 Otter St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,460 sqft · built 1962 |
| Lot Size | 0.534 acres (23,300 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,450 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| APN | 060300 62.04-1-20 |
| Primary APN | 060300 62.04-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 23,300 sqft (0.534 acres) |
| Lot Dimensions | 233 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 490 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030134730 |
|---|---|
| Street Address | 99 OTTER ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 100 X 233 RES GAR; OLD APN: 060300 25-6-5 |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 35500 |
Source: Chautauqua County and Dunkirk City records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 OTTER ST, DUNKIRK, NY 14048-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 99 OTTER ST, DUNKIRK, NY 14048-1241 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | MT2018003730 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | MT2018003730 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,450.00 | $85,700 (-) Land $10,900 Building $74,800 | $194,773 (+25%) Land $24,773 Building $170,000 |
| 2023 | $85,700 (-) Land $10,900 Building $74,800 | $155,818 (+14.55%) Land $19,818 Building $136,000 | |
| 2022 | Homeowner's exemption | $85,700 Land $10,900 Building $74,800 | $136,032 Land $17,302 Building $118,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures