107 Otter St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 107 Otter St, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,532 sqft · built 1960
Lot Size0.534 acres (23,300 sqft)
OwnerIndividual Name on Record
Last Sale$144,000 (Sep 2020)
Tax Bill$3,382 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
APN060300 62.04-1-19

Property Details

APN / Parcel Number

Primary APN060300 62.04-1-19
Alternative APNs
  • 03000620040001019000
  • 030134760

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,532 sqft Living Area
1st Floor Area1,532 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood
Lot Area23,300 sqft (0.534 acres)
Lot Dimensions233 ft deep x 100 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area170 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030134760
Street Address107 OTTER ST
CityDUNKIRK
StateNY
Zip14048-1241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description100 X 233 RES GAR; OLD APN: 060300 25-6-4
Legal Block1
Legal Lot Number19.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group1
Census Block1002
Census Tract35500

Owner

Source: Chautauqua County and Dunkirk City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 OTTER ST, DUNKIRK, NY 14048-1241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Deed Document Number20205261
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateSep 25, 2020
Property Address107 OTTER ST, DUNKIRK, NY 14048-1241
Document NumberDE2020005261
Instrument DateSep 24, 2020
InstrumentDE2020005261
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 PIKE ST, DUNKIRK, NY 14048-1417

Mortgage

Document NumberMT2020003635
DateSep 25, 2020
InstrumentMT2020003635
Lender
NameM & T INVESTMENT GROUP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,382.00$84,000 (-) Land $10,900 Building $73,100$190,909 (+25%) Land $24,773 Building $166,136
2023$84,000 (-) Land $10,900 Building $73,100$152,727 (+14.55%) Land $19,818 Building $132,909
2022Additional exemption filed$84,000 Land $10,900 Building $73,100$133,333 Land $17,302 Building $116,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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