Chautauqua County and Dunkirk City property record for 81 Otter St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,716 sqft · built 1960 |
| Lot Size | 0.31 acres (13,514 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,161 (2026) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage |
| APN | 060300 62.04-1-23 |
| Primary APN | 060300 62.04-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,514 sqft (0.31 acres) |
| Lot Dimensions | 116 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030134670 |
|---|---|
| Street Address | 81 OTTER ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 116 X 116.5 RES; OLD APN: 060300 25-5-1 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 35500 |
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 OTTER ST, DUNKIRK, NY 14048-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Feb 7, 2025 |
| Property Address | 81 OTTER ST, DUNKIRK, NY 14048-1240 |
| Document Number | DE2025001606 |
| Instrument Date | Feb 7, 2025 |
| Instrument | DE2025001606 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3618 GREENGARDEN BLVD, ERIE, PA 16508-2245 |
| Document Number | MT2025001286 |
|---|---|
| Date | Feb 7, 2025 |
| Instrument | MT2025001286 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,161.00 (+3.33%) | ||
| 2025 | $3,059.00 | $76,000 (-) Land $9,800 Building $66,200 | $172,727 (+25%) Land $22,273 Building $150,454 |
| 2023 | $76,000 (-) Land $9,800 Building $66,200 | $138,182 (+14.55%) Land $17,818 Building $120,364 | |
| 2022 | Homeowner's exemption | $76,000 Land $9,800 Building $66,200 | $120,635 Land $15,556 Building $105,079 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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