99 Oak St, Westerly, RI 02891 Property Records

Westerly Town property record for 99 Oak St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,408 sqft · built 1968
Lot Size	0.164 acres (7,125 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2000)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEST M:48 B:105`

Property Details

APN / Parcel Number

Primary APN	`WEST M:48 B:105`
Alternative APNs	`M:048 B:105 L` `13262150`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	4,402 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,125 sqft (0.164 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13262150
Street Address	99 OAK ST
City	WESTERLY
State	RI
Zip	02891-1753
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	105
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2014
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:48 B:105

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 LANPHERE RD, WESTERLY, RI 02891-2800
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2000 · Amount on Record
Deed Sale	May 19, 2000 · Amount on Record
Deed Book / Page	829 / 285
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	99 OAK ST, WESTERLY, RI 02891-1753
Document Number	2018-9201
Instrument Date	Nov 08, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LANPHERE RD #POLE11 WESTERLY RI 028912800, WESTERLY, RI 02891-2800

Mortgage

Document Number	2018-9201
Date	Nov 13, 2018
Book Page	002018/019201
Instrument	4802

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,806.00 (+6.7%)	$489,200 (+39.33%) Land $145,100 Building $344,100
2023	$3,567.00 (+0.59%)	$351,100 (-) Land $103,600 Building $247,500
2022	$3,546.00	$351,100 Land $103,600 Building $247,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.