Westerly Town property record for 98 Oak St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 1,980 sqft · built 1918 |
| Lot Size | 0.052 acres (2,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Sep 2024) |
| Tax Bill | $2,710 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:48 B:24 |
| Primary APN | WEST M:48 B:24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 3,150 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,250 sqft (0.052 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 19011765 |
|---|---|
| Street Address | 98 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1737 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 24 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:48 B:24
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 OAK ST, WESTERLY, RI 02891-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 12, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FPL LLC |
| Jun 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Prior Sale | Sep 25, 2013 · Amount on Record |
| Deed Document Number | 20242974 |
| Deed Book / Page | 2024 / 11677 |
| Last Transfer Date | Jan 02, 2026 |
| Transfer Doc | 002026-518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 12, 2026 |
| Property Address | 98 OAK ST, WESTERLY, RI 02891-1737 |
| Document Number | 002026-518 |
| Book / Page | 2026 / 518 |
| Instrument Date | Jan 02, 2026 |
| Instrument | 2026-119 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 98 OAK ST, WESTERLY, RI 02891-1737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025-12076 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 2025/12076 |
| Instrument | 2025-2876 |
| Name | FPL LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 98 OAK ST, WESTERLY, RI 02891-1737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025-8418 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 2025/8418 |
| Instrument | 2025-1982 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 98 OAK ST, WESTERLY, RI 02891-1737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021-4895 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 2021/4895 |
| Instrument | 2021-1067 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,710.00 (+4.88%) | $348,300 (+36.96%) Land $101,900 Building $246,400 |
| 2023 | $2,584.00 (+0.62%) | $254,300 (-) Land $72,800 Building $181,500 |
| 2022 | $2,568.00 | $254,300 Land $72,800 Building $181,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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