97 Oak St, Westerly, RI 02891 Property Records

Westerly Town property record for 97 Oak St, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,492 sqft · built 1870
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Company Names on File
Last Sale	$71,000 (Mar 2000)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WEST M:48 B:106`

Property Details

APN / Parcel Number

Primary APN	`WEST M:48 B:106`
Alternative APNs	`M:048 B:106 L` `7094447`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,492 sqft Living Area
Gross Area	3,382 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7094447
Street Address	97 OAK ST
City	WESTERLY
State	RI
Zip	02891-1753
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	106
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2014
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:48 B:106

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	15 FORRESTAL DR, WESTERLY, RI 02891-1426
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2000 · Amount on Record
Deed Sale	Mar 30, 2000 · Amount on Record
Deed Book / Page	821 / 277
Last Transfer Date	Sep 12, 2024
Transfer Doc	2024-14510
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 22, 2022
Property Address	97 OAK ST, WESTERLY, RI 02891-1753
Document Number	2022-21158
Book / Page	2022 / 21158
Instrument Date	Dec 19, 2022
Instrument	2022-5149
Transaction Type	Transfer
Record Updated	Jan 05, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FORRESAL DR, WESTERLY, RI 02891-1426

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,674.00 (+7.3%)	$343,700 (+40.11%) Land $146,000 Building $197,700
2023	$2,492.00 (+1.55%)	$245,300 (+0.95%) Land $104,300 Building $141,000
2022	$2,454.00	$243,000 Land $104,300 Building $138,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.