99 Nesbit St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 99 Nesbit St, Punta Gorda, FL 33950

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	6 ba · 21,811 sqft · built 2001
Lot Size	1.32 acres (57,804 sqft)
Owner	Company Name on Record
Tax Bill	$69,321 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`41-23-06-326-002`

Property Details

APN / Parcel Number

Primary APN	`41-23-06-326-002`
Alternative APNs	`0092496-102000-2` `10004701352`

Interior

Full Baths	6 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	21,811 sqft Total Area
Gross Area	22,623 sqft
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Wood
Fire Resistance	Fireproof Steel Frame
Foundation Type	Footing
Roof Material	Wood Shingle
Lot Area	57,804 sqft (1.32 acres)
Garage Type	Carport
Carport	Carport
Carport Area	4,050 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Fence	Fence
Canopy	238 sqft
Loading Dock	238 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004701352
Old Parcel Number	00924961020002
Street Address	99 NESBIT ST
City	PUNTA GORDA
State	FL
Zip	33950-3636
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Local Zoning Code	CC
Legal Description	PGH 000 000P 00D1 PUNTA GORDA HARBOR PARCEL-D1 1.327 AC. 1596/1240 1759/141 E1813/2048 E1894/658
Legal Range	23E
Legal Township	41S
Legal Section	06
Legal Subdivision	PUNTA GORDA HARBOR
Legal Block	P
Legal Lot Number	D
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2025
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	15132 ALSASK CIR, PORT CHARLOTTE, FL 33981-3179
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit CONZONA HOLDINGS LLC
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Dec 30, 1999
Last Transfer Date	Jul 21, 2025
Transfer Doc	0003549644
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	99 NESBIT ST, PUNTA GORDA, FL 33950-3636
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 TAMIAMI TRAI, PORT CHARLOTTE, FL 33952-8243

Mortgage

Document Number	0003387349
Date	Mar 29, 2024
Instrument	3387349

Lender

Name	CONZONA HOLDINGS LLC
Type	Non-Lending Institution
Address	SHERIDAN, WY 82801

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	99 NESBIT ST, PUNTA GORDA, FL 33950-3636
Document Number	0045200639
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	99 NESBIT ST PUNTA GORDA FL 339503636, PUNTA GORDA, FL 33950-3636

Mortgage

Document Number	0045200639
Date	Dec 26, 2019
Book Page	004520/000639
Instrument	2771903

Lender

Name	TRUIST BK
Address	245 PEACHTREE CENTER AVE NE # 17TH, ATLANTA, GA 30303-1222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2039

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$69,321.00 (-0.23%)	$4,171,354 (+2.27%)	$5,232,869 (-0.81%) Land $1,445,100 Building $3,787,769
2023	$69,481.00 (+8.08%)	$4,078,657 (+8.73%)	$5,275,459 (+40.63%) Land $1,445,100 Building $3,830,359
2022	$64,288.00	$3,751,221 Land $982,668 Building $2,768,553	$3,751,221 Land $982,668 Building $2,768,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Ripple Fiber, T-Mobile, Verizon.

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